Jason and Kyle discuss the illiquidity period in a whole life insurance policy. Top points discussed: -What is the illiquidity period? -You take illiquidity on in many different forms. -Take into consideration what value the asset is providing you.
Jason and Kyle discuss “financial advisors”. Top points discussed: -Are we financial advisors? -Having knowledgeable consultants is crucial for your business. -Access to capital is king in the business world, not rate of return. -Consider the source of the guidance you receive.
Jason and Kyle discuss some changes going on in the insurance industry. Top points discussed: -What does the guarantee rate change mean for you? -Is there any arbitrage in borrowing against your whole life policy? Link to blog with interest chart: https://cashvaluesolutions.com/blog/i-dont-like-the-idea-of-paying-interest-when-i-use-my-infinite-banking-concept-policy
Jason and Kyle discuss rate of return vs. value extraction. Top discussion points: -Rate of return doesn't tell the whole story. -You cannot live or build off rate of return alone. Link to article: https://theinsuranceproblog.com/what-rate-of-return-beats-whole-life-insurance/
Jason and Kyle explain why selling at the top isn’t necessary. Top points discussed: -Predicting the top of any market is nearly impossible. -IBC gives you consistent growth, with no risk of loss, and easy access to the capital. -Absolute dollars that you are generating in your system is much more important than rate of return.
Jason and Kyle go over their blog, “Sequence of Returns Risk”. Top points discussed: -Sequence of returns risk is the potential adverse effects your investment portfolio could receive when you are withdrawing money during negative or low return years. -Adding whole life policies to your overall investment portfolio will provide certainty.