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Think Big Do More

Find Your Path to Financial Independence

Discover the Method

Welcome to Cash Value Solutions

We Are Infinite Banking Experts Dedicated to Your Success

Our mission is simple: to help you regain control of your money, and ultimately your life, through an alternative financial strategy, the Infinite Banking Concept. The idea? Instead of giving up financial control to Wall Street, financial advisors or even traditional banks, you can control your need for finance and take control of the banking function in your life.

Icon showing a graph, text box, and airplane all pointing to a dollar sign. | Lincoln, NE | Cash Value Solutions

We believe that when you think bigger, you expand your understanding of what’s possible — and you not only reach, but exceed your goals and begin to recapture lost gains.

Ready to Learn More About Us?

Meet Your Team

Bringing You An Elevated Way
To Manage & Build Your Wealth

Meet Your Infinite Banking Coaches

Infinite Banking Concepts Authorized Practitioner logo | Lincoln, NE | Cash Value Solutions

Jason Pohlmeier Photo

Jason Pohlmeier

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Jason Pohlmeier

Infinite Banking Coach

When I was 25, my eyes were opened to the power of a concept and whole life insurance.

It began when my father told me he owned two whole life policies on me and was going to pass control of them to me. At the time, I thought my need for life insurance was low. I thought about simply taking the money and surrendering the policies. But just 2 months after my father told me about this, I was on my way to a Cornhusker football game with my now business partner Kyle. During the drive, he told me about a book he read based on the concept of using whole life insurance as a financing tool for life. The book was Becoming Your Own Banker by R. Nelson Nash.

After seven months of diving deep into books and researching the concept for myself, I paid my first premium. During the research process Kyle and I saw a need to share this beneficial concept with others and help them implement personalized plans surrounding the IBC.

The most fulfilling aspect of my work is when the light bulb turns on, the cloud of confusion is gone, and this transformative concept makes sense to a newcomer. As an Infinite Banking Coach, my focus is on educating others and learning about their specific financial needs and life goals. Together, we then work to find the right strategies for you, and I’m here to provide ongoing guidance throughout your journey to financial freedom.

I firmly believe that opportunities find capital — not the other way around. And when you take the time to invest in yourself both financially and through education, you can reach your aspirations and continually find additional opportunities to enhance your life.

Outside of work, I enjoy spending time with my close friends and family more than anything. We love playing football, shooting hoops, grilling or taking a trip to the lake. I also love shooting trap, fishing, traveling and playing with my dog, Dodger.

Designations & Licenses:

  • Life Insurance
  • Infinite Banking Concepts® Authorized Practitioner - The Nelson Nash Institute

Kyle Mans Photo

Kyle Mans

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Kyle Mans

Infinite Banking Coach

After reading Farming Without the Bank, I could not believe what I just read. How can this be legal and why have I never heard of the Infinite Banking Concept before?

After sharing this newfound knowledge with my cousin, Jason, we spoke to several practitioners and continued sharing our ideas surrounding the concept.I poured into videos and podcasts and read over 10 books on IBC before deciding to implement the concept and start a policy. Our desire to share this groundbreaking concept led to the founding of Cash Value Solutions.

When you realize you are your greatest asset, you can take control of your financial future and reimagine what you thought was possible. You can think bigger, accomplish more and ultimately realize your full potential. I enjoy working closely with clients to help them start on the path towards their life goals —and beyond.

When I’m not helping out clients, you can find me assisting my dad on our farm or volunteering at the local fire department. I also love to hunt, fish, target shoot, travel and spend time with friends and family.

Education, Designations & Licenses:

  • Life Insurance
  • Infinite Banking Concepts® Authorized Practitioner - The Nelson Nash Institute
  • Bachelor’s Degree in Diversified Agriculture - University of Nebraska-Lincoln

Partnering with Out-of-the-Box Thinkers
Who Are Seeking Financial Freedom

If You Are…

icon of a rocket ship blasting off | Lincoln, NE | Cash Value SolutionsAn Action-Oriented Self-Starter

icon of a lotus flower | Lincoln, NE | Cash Value SolutionsOpen-Minded with an Abundance Mentality

icon of a light bulb over a book | Lincoln, NE | Cash Value SolutionsWilling to Invest Time in Education and Self-Improvement

icon of a plant growing out of a money symbol | Lincoln, NE | Cash Value SolutionsUnafraid of Capitalizing a Policy

icon of chat boxes | Lincoln, NE | Cash Value SolutionsA Long-Term Thinker

...Then We’d Make a Great Match.

Sound Like You?

Let’s Talk

Why Use the Infinite Banking Concept?

With Financial Independence,
Your Possibilities Are Limitless

The Infinite Banking Concept (IBC) empowers you to accomplish your financial goals and reimagine what you thought was possible for your life.

What is the Infinite Banking Concept?

A banking system with a death benefit thrown in for good measure.

-R. Nelson Nash

Infinite Banking entails becoming your own banker and taking control of your financial life. It means performing the simple banking functions of depositing, borrowing, repaying and withdrawing money through a properly designed Dividend Paying Whole Life Policy.

Moving Beyond a Confined Financial Life
Means Understanding the Current Limitations

When you receive a paycheck, it goes to a bank.

Banks pay you a small amount of interest to deposit money with them and share the profits with their stockholders, not YOU!

When you purchase goods, you use third parties or cash.

By using a third party, you’re at the mercy of their terms. And if you use cash, there is a great opportunity cost.

You have capital locked away in a qualified plan or sitting in the stock market.

Using this money can result in potential penalties for access when you NEED it or losing out on potential gains.

Graph showing lost opportunity cost | Lincoln, NE | Cash Value Solutions

What Benefit is the Infinite Banking Concept to YOU?

Eliminate lost interest, fees and time spent when using third party capital

Build an alternative pool of capital for tax free cash flow in retirement

Create an asset that provides you with financing capabilities AND protection for your family or business associates with the same dollars

A policy designed to optimize cash value growth and minimize insurance expense, resulting in way more cash value up front, and typically more death benefit at the time you're most likely to pass away

Contractual guarantees that allow you to SAVE, GROW, and USE your capital all at once

Minimize the effects of the biggest wealth eroders:
taxes, fees, inflation and lost opportunity cost

It’s Time to Stop Relinquishing Control of Your Money

Banking WILL be performed in your life whether you do it or not. By implementing the Infinite Banking Concept, you can be the one profiting from it.  

Icon of hardware tools and a control panel | Lincoln, NE | Cash Value SolutionsMore Control

Finance your life on your own terms.

icon of a faucet dripping money | Lincoln, NE | Cash Value SolutionsMore Liquidity

Quickly access your money, tax and penalty free.

icon of an award | Lincoln, NE | Cash Value SolutionsMore Guarantees

Cash value goes nowhere but up.

Interested in Learning More?

Explore Our Resources

How to Implement IBC With Us?

What to Expect


Schedule a free 15 minute discovery call to see if Cash Value Solutions and IBC is a good fit for you. We want to know what you know about IBC.


Once you've completed a recommended IBC book we go over any further questions and discuss application of IBC in your life.


An in depth review of your personalized IBC policy and any additional questions will be answered. You're ready to apply for your IBC policy!

Ready to Get Started?

Book Your IBC Discovery Call

Develop Your Understanding
Through Education

Frequently Asked Questions

What is IBC?

The Infinite Banking Concept is simply a cash flow management system, built on the platform of a dividend paying whole life insurance contract. Why is whole life insurance the chosen vehicle for IBC? The life insurance companies we use have been around for 150+ years and have A rated financial strength. These companies have never experienced any bankruptcies or needed bailed out unlike many banks over that period. We use mutual insurance companies because the policyholders are the owners, not stock holders. This means whenever the company has surplus profits they are shared with the policyholders via a dividend. High Cash Value Life Insurance gives you high liquidity, safety of principal, guaranteed growth, and tax advantages with a properly configured policy.

What is Opportunity Cost?

A crucial component to understanding why the Infinite Banking Concept makes the best financing tool is opportunity cost. When you use money you either pay interest to a bank for a loan, or lose the opportunity to earn interest when you pay cash. This is the opportunity cost of money. An IBC designed policy (High Cash Value Life Insurance) lets you grow your money and deploy capital simultaneously. When you understand this concept, you can recapture lost opportunity cost.

Who is IBC for?

IBC is for anyone looking to take control of their finances and use their money when and however they see fit. This strategy allows people to buy investments, pay for college, or fund any other need while simultaneously saving and building wealth. Even if you are uninsurable, there are ways to start a policy on your husband/wife, kids, or business partner.

Why haven’t I heard of this?

First off there are a small number of certified IBC practitioners. Secondly, life insurance companies have always trained agents to sell as much death benefit as possible. IBC goes against the grain of conventional financial planning, because it puts you in control of your money, instead of the banks and wall street. Wall street wants to control your money for as long as possible, and the IBC does not allow for that. It is not in the financial interests of banks and mutual fund advisors to promote the IBC. You may hear Infinite Banking referred to as Bank on Yourself, the 770 account, and investment grade life insurance, all of which are the same.

How do I access my money?

There are 3 ways to access the capital in your IBC designed policy, which are a sad way, a dumb way, and a smart way. The sad way is you pass away and the death benefit is paid to your beneficiary. The dumb way is to withdraw the money from your policy. The smart way is to take policy loans. This is really a misleading term, because when you take a policy loan, the insurance company lends you their money. You pay annual simple interest then on this money, allowing your money to stay in the policy, compounding and earning interest uninterrupted.

What is High Cash Value Life Insurance?

A high cash value life insurance policy is designed to optimize cash value growth. Policies are designed with the maximum allowed cash contributions, and minimum death benefit expenses. This design yields a cash rich policy on day 1 that is a high yielding savings asset, and an ultra liquid financing tool.

Policy Flexibility

A common misconception is that you must pay the full premium every year the rest of your life. In order to keep the policy intact, you only need to pay the base premium and the term rider (if included in policy design). If you want to stop paying the premium entirely, you can either surrender the policy for the cash value, use dividends to pay the premium (premium offset), or convert the policy to a reduced paid up whole life contract. Policies can be funded however long you choose. That may be 1 year, your entire life, or any amount of time in between.


Whole life insurance policies have guaranteed and non-guaranteed values. The life insurance company is contractually bound to the guaranteed values in a policy illustration, as long as you pay your premium. When the company does better than its worst case scenario, they distribute the surplus in earnings through a dividend. This is really just a return of premium, remember they charged you for the worst case scenario, but they had a better year than this, so they distribute back what was overcharged. Dividends are reflected in the non-guaranteed side of a policy illustration. The companies we work with have paid dividends for over 100 years running, even through the great depression, and recession of 2008.

Average vs. Actual Rate of Return

This will be easiest to demonstrate through an example so lets look at the charts below.

YearBeginning of YearRate of ReturnEnd of Year

Average Rate of Return: 4%

YearBeginning of YearRate of ReturnEnd of Year

Average Rate of Return: 4%

To find average rate of return you simply take the positive numbers and subtract out the negative numbers to come up with a total (50+50-30-25-25=20), then divide by the number of years (20/5=4). I showed the rate of return in different orders just to prove it’s not a trick. Both cases end with an average rate of return of 4% but had a negative actual rate of return. Actual looks like this:

YearBeginning of YearRate of ReturnEnd of Year

Actual Rate of Return: 4%

It is a common misconception that if we lose money, we have time to make up for it through many years in the stock market for example. This will help to lessen blows of downturns in the market, but you don’t know when you may need the money in the future, and you definitely can’t predict where the market will be at that same time. These charts help to understand a common misunderstood term in marketing, and teach you what you really need to know, Actual Rate of Return.

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